When these terms apply
These terms apply when you create an account, browse the account area, send funds through UPI, Paytm, PhonePe, or Google Pay, or ask us to process a wallet action. If a clause cannot be applied in your location, we read it only to the extent allowed
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by local law, and the rest keeps its usual meaning. We may change these terms when payment rails, verification steps, or access rules change, and the new text takes effect once it is posted here. Your continued use after a change means you accept the updated
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wording for your location. If you do not agree, stop using the account area and contact us for help with closure or record requests. We keep earlier versions where required so a request can be checked against the right date.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.